Alex Ascencio · Divisional Manager
Your home journey,
guided by people who care
Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.
NMLS #24423016+ Years ExperienceLicensed in 1 State
304
Recent Loans Closed
16+
Years Experience
4.84★
Average Rating (873 reviews)
Meet Your Loan Officer
The mortgage process
should feel like a milestone,
not a headache.
Meet Alex, a Loan Officer at American Financial Network licensed in 1 state. Reach out to discuss your homeownership goals.
Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.
“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #244230
Licensed 1 State
AFN NMLS #237341
A Better Way
Traditional process vs. working with us
Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Alex + Sophia
→
Instant answers, 24/7
Sophia responds in seconds — Alex follows up personally
→
Automated document collection
Upload from your phone, AI organizes everything
→
Real-time status tracking
Know exactly where your loan stands at every moment
→
Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs
Every option. Your best fit.
◆
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
◆
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
◆
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
◆
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
◆
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
◆
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7
Meet Sophia,
your AI-powered mortgage assistant
Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Alex's expertise and AFN's full lending platform. When you're ready, Alex steps in personally.
→
Estimate monthly payments based on your actual scenario→
Explore loan programs matched to your situation→
Start your application without waiting for a callback→
Check local market conditions and neighborhood dataS
Sophia
Backed by Alex · NMLS #244230
Hi, I'm Sophia — Alex's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences
Trusted by families nationwide
★ ★ ★ ★ ★
Alex and his team are the best! Alex's professionalism and knowledge helped us navigate a complex home buying process with minimal anxiety and he was always available to answer questions and reassure us about the process and timelines. As first time home buyers, Alex and his team made sure we understood what was happening every step of the way, and we truly appreciated the communication and guidance. It is because of Alex and his team that we are now homeowners! All the stars and 1000% recommend!
Lydialee2
Burbank, CA
★ ★ ★ ★ ★
Alex and his team are the best! Alex's professionalism and knowledge helped us navigate a complex home buying process with minimal anxiety and he was always available to answer questions and reassure us about the process and timelines. As first time home buyers, Alex and his team made sure we understood what was happening every step of the way, and we truly appreciated the communication and guidance. It is because of Alex and his team that we are now homeowners! All the stars and 1000% recommend!
Lydia Lee R.
Burbank, CA
★ ★ ★ ★ ★
Thank you _ excellent service, very quick turnaround, and very professional team. THANK YOU.
Jorge F A.
Los Angeles, CA
★ ★ ★ ★ ★
The process was fast and easy, everything was well explained. The honesty from all personnel that helped us out.
Genoveva A.
Los Angeles, CA
★ ★ ★ ★ ★
The thorough explanations and communication through every step of the process were exeptional. Extremely patient and empathetic. Made the process less scary knowing we were in great hands!
Amber Evangelina A.
Norwalk, CA
Tools
Payment Calculator
$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.
Real Estate Partners
Are you a real estate agent?
I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.
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