Brett Mclaughlin · Loan Officer
Your home journey,
guided by people who care
Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.
NMLS #1827606+ Years ExperienceLicensed in 2 States
0
Recent Loans Closed
6+
Years Experience
4.77★
Average Rating (47 reviews)
Meet Your Loan Officer
The mortgage process
should feel like a milestone,
not a headache.
Meet Brett, a Loan Officer at American Financial Network licensed in 2 states. Reach out to discuss your homeownership goals.
Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.
“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #182760
Licensed 2 States
AFN NMLS #237341
A Better Way
Traditional process vs. working with us
Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Brett + Sophia
→
Instant answers, 24/7
Sophia responds in seconds — Brett follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs
Every option. Your best fit.
◆
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
◆
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
◆
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
◆
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
◆
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
◆
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7
Meet Sophia,
your AI-powered mortgage assistant
Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Brett's expertise and AFN's full lending platform. When you're ready, Brett steps in personally.
→
Estimate monthly payments based on your actual scenario→
Explore loan programs matched to your situation→
Start your application without waiting for a callback→
Check local market conditions and neighborhood dataS
Sophia
Backed by Brett · NMLS #182760
Hi, I'm Sophia — Brett's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences
Trusted by families nationwide
★ ★ ★ ★ ★
Working with Brett for my refinance made the process simple and efficient. He was extremely helpful and always there to answer all my questions. I was more than impressed with his diligence, expertise and level of service. Working with Brett is was the right choice and I will continue to use him for any of my future mortgage needs.
Sara W.
AFN Client
★ ★ ★ ★ ★
Brett exudes the definition of great customer service and what it means to ensure that his customers are aware and comfortable with the process from beginning to end. I feel like he is a close personal friend because he never forgets a birthday and checks in on you periodically not just for the sake of business but because that is his personality. I will work with no other when it comes to the financial aspect of my home. Thank you Brett for all you do!
Katrina Samuels
AFN Client
★ ★ ★ ★ ★
Brett helped me initially to purchase my first home three years ago. He has remained in contact with me since then in order to help me refinance when interest rates dropped and when I became eligible to refinance to a conventional loan. He is knowledgeable, trustworthy and reliable. I recommend Brett for all your home buying needs.
Tina F.
AFN Client
★ ★ ★ ★
He was always there to answer my questions day or nights weekdays and weekends.
Jacob S.
AFN Client
★ ★ ★ ★ ★
Buying a home is stressful but working Brett and the team at American Financial Network made this a painless, smooth and positive experience. Top notch customer service from the initial contact to the closing. We couldn’t be happier. Thank you so very much.
Gina K.
AFN Client
Tools
Payment Calculator
$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.
Real Estate Partners
Are you a real estate agent?
I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.
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