Your home journey,
guided by people who care
Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.
The mortgage process
should feel like a milestone,
not a headache.
Carrie Andrade is a Licensed Mortgage Loan Originator and Branch Manager at American Financial Network, Inc. (AFN), where she leads The CA Lending Group, Inc., a Houston-based branch rooted in integrity, service, and a commitment to delivering personalized lending solutions with heart. As Branch Manager, Carrie leads with a client-first mindset, bringing experience, compassion, and unwavering dedication to every transaction. Whether you’re a first-time homebuyer, seasoned investor, or looking to refinance, she’s here to guide you every step of the way with honesty, clarity, and care. Carrie’s leadership has helped build a team that is committed to closing loans efficiently while making clients feel seen, supported, and confident in their financial journey. When you work with The CA Lending Group, you’re not just a number; you’re family. And with Carrie at the helm, you’re in expert hands. Fluent in Spanish and Chinese, Carrie bridges cultures and communities with ease. She grew up in Venezuela and was raised in Houston, a background that shapes her deep understanding of diverse borrowers and their goals. Her expertise spans a full range of loan programs, including Conventional, FHA, VA, USDA, Jumbo, and Non-QM options such as Bank Statement, 1099, ITIN, Down Payment Assistance (DPA), DSCR, and Foreign National loans.
Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.
“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
Traditional process vs. working with us
Every option. Your best fit.
Meet Sophia,
your AI-powered mortgage assistant
Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Carrie's expertise and AFN's full lending platform. When you're ready, Carrie steps in personally.
Trusted by families nationwide
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This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.
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