Christopher Madaski · Loan Officer

Your home journey,
guided by people who care

Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

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NMLS #19916964+ Years ExperienceLicensed in 2 States
6
Recent Loans Closed
4+
Years Experience
4.89★
Average Rating (9 reviews)
Christopher Madaski
Loan Officer · NMLS #1991696
Direct(734) 355-1170
Emailcmadaski@afncorp.com
Meet Your Loan Officer

The mortgage process should feel like a milestone, not a headache.

Meet Christopher, a Loan Officer at American Financial Network licensed in 2 states. Reach out to discuss your homeownership goals.

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #1991696
Licensed 2 States
AFN NMLS #237341
A Better Way

Traditional process vs. working with us

Traditional Process
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Phone tag & voicemail
Wait hours or days for a callback from your loan officer
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Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Christopher + Sophia
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Instant answers, 24/7
Sophia responds in seconds — Christopher follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs

Every option. Your best fit.

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Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
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VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
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Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
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Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
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Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your AI-powered mortgage assistant

Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Christopher's expertise and AFN's full lending platform. When you're ready, Christopher steps in personally.

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Estimate monthly payments based on your actual scenario
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Explore loan programs matched to your situation
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Start your application without waiting for a callback
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Check local market conditions and neighborhood data
S
Sophia
Backed by Christopher · NMLS #1991696
Hi, I'm Sophia — Christopher's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences

Trusted by families nationwide

★ ★ ★ ★ ★
Chris always had a solution to whatever issue popped up with my loan and the paperwork. He is super knowledgable about his profession and it showed in every conversation we shared. He was quick to reply to my many questions at any time, day or night- and his responses were clearly communicted so there was no misunderstanding. His responses were thorough so there was no doubt in my understanding of what he was communicating. He did a great job and I'm glad he was my loan officer.
David H.
Clyde, MI
★ ★ ★ ★ ★
Christopher Madaski was great at listening to all my concerns with getting this loan He answered all the questions I had and explained it in a matter I knew what was presented to me i will definetly refer Christopher Madaski and your Company to family and friends I appreciate how promt Christopher and AFN were in my situation Sincerly, Beth Anne Paul
Beth Anne P.
La Salle, MI
★ ★ ★ ★
Answered all of my questions efficiently, smooth and quick
Michele M.
Lake City, MI
★ ★ ★ ★ ★
Chris was very proactive. He stayed on top of all the paperwork that was needed. Great customer service. I will definitely recommend Chris to my family and friends.
David H.
Clyde, MI
★ ★ ★ ★ ★
Chris is a very knowledgeable loan officer. He had no issues answering any questions I had. A+++
Ryan Scott T.
Adrian, MI
Tools

Payment Calculator

$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
Start My Application

This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.

Real Estate Partners

Are you a real estate agent?

I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.

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Get in Touch

Ready to get started?

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Christopher typically responds within 24 hours. No bots, just expert advice.