Donald Young · Loan Officer
Your home journey,
guided by people who care
Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.
NMLS #2040343+ Years ExperienceLicensed in 2 States
14
Recent Loans Closed
3+
Years Experience
4.82★
Average Rating (11 reviews)
Meet Your Loan Officer
The mortgage process
should feel like a milestone,
not a headache.
Meet Donald, a Loan Officer at American Financial Network licensed in 2 states. Reach out to discuss your homeownership goals.
Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.
“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #204034
Licensed 2 States
AFN NMLS #237341
A Better Way
Traditional process vs. working with us
Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Donald + Sophia
→
Instant answers, 24/7
Sophia responds in seconds — Donald follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs
Every option. Your best fit.
◆
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
◆
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
◆
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
◆
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
◆
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
◆
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7
Meet Sophia,
your AI-powered mortgage assistant
Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Donald's expertise and AFN's full lending platform. When you're ready, Donald steps in personally.
→
Estimate monthly payments based on your actual scenario→
Explore loan programs matched to your situation→
Start your application without waiting for a callback→
Check local market conditions and neighborhood dataS
Sophia
Backed by Donald · NMLS #204034
Hi, I'm Sophia — Donald's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences
Trusted by families nationwide
★ ★ ★ ★ ★
Donnie made this experience great because he was down to earth, real, and understanding wanting the very best for us. He listened to our likes, desires, and understood how to walk us through everything that we didn't understand. He also was very good about making sure if we could no lt talk until 9pm at night or 9 am in the morning he was always making it where you had time. He is very family oriented and respectful for his and your family time. Overall best experience I had for a loan officer for buying a house!!
Savannah R.
Marquette, KS
★ ★ ★ ★ ★
The house buying experience can be a taxing drawn out marathon. The Knowledge, comfort and helpfulness that Donald Young possessed in our loan process was extraordinary. Communication and his willingness to be available whenever we needed something was extremly helpful. All loan officers should be this good.
David R. W.
Mounds, OK
★ ★ ★ ★ ★
Donnie and his team
Zachary J G.
Hillsboro, KS
★ ★ ★ ★ ★
Donnie fought for our new home !! we had a house fire back in october and he went to bat for us and made us feel like family he has been working in our case for 9 months and yesterday we closed thank you to Donnie and his team helping our dreams come true! there were times I thought we wdre doomed our dream was foomed but Donnie would take the time to reassure me and to be honest as happy as we are we were able to coose i will niss talking to donnie for sure! And tom carter is a wonderful man too! Thank you to all of you!
Sarah R G.
Hillsboro, KS
★ ★ ★ ★ ★
Professional manner all the time and adamant about getting things done for me . Great sense of humor and person.
Bradley Jacob S.
Broken Arrow, OK
Tools
Payment Calculator
$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.
Real Estate Partners
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