Your home journey,
guided by people who care
Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every step focused on an on-time closing.

The mortgage process
should feel like a milestone,
not a headache.
Edward Walkowiak is dedicated to helping his clients, whether first-time homebuyers or experienced homeowners, realize their dream of homeownership. He specializes in helping his clients step-by-step until they reach their mortgage goals with excellent service. Edward has been in the business for 20 years assisting people from the beginning stages of prequalifying for a loan to their end goal of homeownership. Throughout his career, Edward has worked by originating loans, underwriting loans, and managing his own branch. The skills he has acquired during this time allow him to underwrite files at origination to ensure a smooth loan transaction from start to finish. Edward will take his time working with you by looking over your income, assets, and your entire situation so he can provide a budget that is within your means. By doing this upfront it allows you to get a clear picture of what type of loan is best for you and what purchase price you should look for to keep your payment in your comfort zone. The financial aspects of home buying can be stressful and overwhelming but does not have to be with a trained and caring professional like Edward in your corner.
Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.
“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
Traditional process vs. working with us
Every option. Your best fit.
Meet Sophia,
your AI-powered mortgage assistant
Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Edward's expertise and AFN's full lending platform. When you're ready, Edward steps in personally.
Trusted by families nationwide
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This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.
Are you a real estate agent?
I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.
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