Elizabeth Powers · Loan Officer

Your home journey,
guided by people who care

Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every step focused on an on-time closing.

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NMLS #19863328+ Years ExperienceLicensed in 1 State
92
Recent Loans Closed
28+
Years Experience
4.90★
Average Rating (277 reviews)
Elizabeth Powers — Loan Officer
Elizabeth Powers
Loan Officer · NMLS #198633
Direct(865) 640-5605
EmailElizabethPowers@afncorp.com
Meet Your Loan Officer

The mortgage process should feel like a milestone, not a headache.

Elizabeth Powers has been in the Mortgage/Real Estate Industry since 1998. She is a Licensed Mortgage Professional specializing in Purchase & Refinance Residential Mortgages. Whether purchasing your Starter Home or your Dream Home, Elizabeth has you covered! She enjoys building relationships with Professionals & Individuals within the local Community. Elizabeth is a native Anderson County Resident and enjoys spending time with her Family & Friends on beautiful Norris Lake

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #198633
Licensed 1 State
AFN NMLS #237341
A Better Way

Traditional process vs. working with us

Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Elizabeth + Sophia
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Instant answers, 24/7
Sophia responds in seconds — Elizabeth follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs

Every option. Your best fit.

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Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
◆
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
◆
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
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Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
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Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your AI-powered mortgage assistant

Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Elizabeth's expertise and AFN's full lending platform. When you're ready, Elizabeth steps in personally.

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Estimate monthly payments based on your actual scenario
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Explore loan programs matched to your situation
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Start your application without waiting for a callback
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Check local market conditions and neighborhood data
S
Sophia
Backed by Elizabeth · NMLS #198633
Hi, I'm Sophia — Elizabeth's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences

Trusted by families nationwide

★ ★ ★ ★ ★
Elizabeth was very helpful and great to work with!
Amanda B T.
La Follette, TN
★ ★ ★ ★ ★
I had a very good experience with this mortgage lending company. The entire process was organized, professional, and well managed. Everyone was knowledgeable and kept me informed throughout the process. Communication was excellent, and my questions were answered promptly and clearly. I truly appreciated their attention to detail and commitment to making the lending process as smooth and stress-free as possible. I highly recommend them!
Liz Tinder
AFN Client
★ ★ ★ ★ ★
I had a very good experience with this mortgage lending company. The entire process was organized, professional, and well managed. Everyone was knowledgeable and kept me informed throughout the process. Communication was excellent, and my questions were answered promptly and clearly. I truly appreciated their attention to detail and commitment to making the lending process as smooth and stress-free as possible. I highly recommend them!
Elizabeth A T.
Friendsville, TN
★ ★ ★ ★ ★
Elizabeth was very Helpful during the process . She helped keep me on track and well informed .
Sara Len D.
La Follette, TN
★ ★ ★ ★ ★
Very detailed and patient especially with my avaliable times to communicate
Buck T.C. M.
Lancing, TN
Tools

Payment Calculator

$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
Start My Application

This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.

Real Estate Partners

Are you a real estate agent?

I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.

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Get in Touch

Ready to get started?

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Elizabeth typically responds within 24 hours. No bots, just expert advice.