Ella Shakir Al Maliki · Branch Manager
Your home journey,
guided by people who care
Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every step focused on an on-time closing.
NMLS #22706110+ Years ExperienceLicensed in multiple states (see Licensing Disclosures for full list)
2
Recent Loans Closed
0+
Years Experience
5.00★
Average Rating (98 reviews)
Meet Your Loan Officer
The mortgage process
should feel like a milestone,
not a headache.
Meet Ella, a Loan Officer at American Financial Network. Reach out to discuss your homeownership goals.
Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.
“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #2270611
Licensed in multiple states (see Licensing Disclosures for full list)
AFN NMLS #237341
A Better Way
Traditional process vs. working with us
Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Ella + Sophia
→
Instant answers, 24/7
Sophia responds in seconds — Ella follows up personally
→
Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs
Every option. Your best fit.
◆
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
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VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
◆
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
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Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
◆
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7
Meet Sophia,
your AI-powered mortgage assistant
Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Ella's expertise and AFN's full lending platform. When you're ready, Ella steps in personally.
→
Estimate monthly payments based on your actual scenario→
Explore loan programs matched to your situation→
Start your application without waiting for a callback→
Check local market conditions and neighborhood dataS
Sophia
Backed by Ella · NMLS #2270611
Hi, I'm Sophia — Ella's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences
Trusted by families nationwide
★ ★ ★ ★ ★
My refinancInc case was complicated from the beginning, but she made it happen all the way. She made sure I understand the process and communicated every step all the way. It all happened because of her. Thank yo.
Sashmita N.
Plano, TX
★ ★ ★ ★ ★
Ella was absolutely amazing throughout the entire home-buying process. She was knowledgeable, patient, and always available to answer my questions. She made everything easy to understand and kept me informed every step of the way. Her professionalism and dedication made what could have been a stressful experience feel smooth and straightforward. I truly appreciate all of her hard work and support, and I highly recommend Ella to anyone looking to buy a home. Thank you for helping make this experience such a positive one!
Sajad Ahmed
AFN Client
★ ★ ★ ★ ★
Excellent experience! The loan process was smooth, fast, and stress-free. They were professional, responsive, and explained everything clearly. I highly recommend them to anyone looking for a reliable lender. Thank you!
Layth Ammar
AFN Client
★ ★ ★ ★ ★
She is a very kind and helpful loan expert in Texas. She speaks both Arabic and English, which makes it easy for many people to communicate with her. She truly cares about helping others, not only with loans but with anything they need. If she doesn’t know something, she takes the time to learn and find the best solution. Very trustworthy and supportive.
Amira Al-Jabery
AFN Client
★ ★ ★ ★ ★
I had an excellent experience working with Ella Al Maliki regarding my property tax protest. Her advice was absolutely spot on, professional, and incredibly helpful throughout the entire process. She guided me in the right direction on how to properly submit my appraisal protest application using solid facts and supporting information, which made a huge difference.
Ella took the time to explain everything clearly and made a process that normally feels stressful much easier to understand. Her knowledge, professionalism, and attention to detail truly stand out. I highly recommend Ella Al Maliki to anyone needing expert guidance with property tax protests or real estate-related matters. Thank you again for your outstanding support!
Hussein Al Zaidi
AFN Client
Tools
Payment Calculator
$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.
Real Estate Partners
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