Eric Winblad · Executive Vice President

Your home journey,
guided by people who care

Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

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NMLS #102051214+ Years ExperienceLicensed in 7 States
68
Recent Loans Closed
14+
Years Experience
4.43★
Average Rating (186 reviews)
Eric Winblad
Executive Vice President · NMLS #1020512
Direct(714) 831-4585
Emaileric@afncorp.com
Meet Your Loan Officer

The mortgage process should feel like a milestone, not a headache.

Meet Eric, a Loan Officer at American Financial Network licensed in 7 states. Reach out to discuss your homeownership goals.

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #1020512
Licensed 7 States
AFN NMLS #237341
A Better Way

Traditional process vs. working with us

Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
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Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Eric + Sophia
→
Instant answers, 24/7
Sophia responds in seconds — Eric follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs

Every option. Your best fit.

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Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
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VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
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Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
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Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
◆
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your AI-powered mortgage assistant

Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Eric's expertise and AFN's full lending platform. When you're ready, Eric steps in personally.

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Estimate monthly payments based on your actual scenario
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Explore loan programs matched to your situation
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Start your application without waiting for a callback
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Check local market conditions and neighborhood data
S
Sophia
Backed by Eric · NMLS #1020512
Hi, I'm Sophia — Eric's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences

Trusted by families nationwide

★ ★ ★ ★ ★
Eric and Matt are professional, communicative, and detail oriented. I only work with AFN! They are the best in the business.
Austin P. B.
Claremont, CA
★ ★ ★ ★
Very personal and professional, thank you
Bobby Neal W.
Bixby, OK
★ ★ ★ ★ ★
Eric is truly a joy to with. From our first conversation and throughout this process, he has kept me informed and educated. It felt like working with family. We are so grateful for his talents and knowledge. It is a blessing to know Eric and our family will tell everyone we know to call him.
John H.
Chino, CA
★ ★ ★ ★ ★
I am not at all fluent with all the Ins and Outs of all this new technology, so I approached this whole process with caution. This company made it possible for me to have every step carefully explained. I felt at ease with all of it, and this pleasantly surprised me. They also have the greatest people who translate every step of the process. They were kind and incredibly patient, and I actually learned alot because they are great at teaching people like me. Excellent!
Judith A B.
Hope Mills, NC
★ ★ ★ ★ ★
Eric is an outstanding loan officer and a true asset to any transaction. As a Realtor, I really value responsiveness and clear communication — and Eric delivered on both, every step of the way. He was always available to answer questions, kept things moving smoothly, and helped ensure a stress-free experience for my clients. Looking forward to working with him again!
Kailee B.
AFN Client
Tools

Payment Calculator

$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
Start My Application

This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.

Real Estate Partners

Are you a real estate agent?

I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.

Partner With Me
Get in Touch

Ready to get started?

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Eric typically responds within 24 hours. No bots, just expert advice.