Jason Behun · Branch Manager

Your home journey,
guided by people who care

Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

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NMLS #2930578+ Years ExperienceLicensed in 1 State
19
Recent Loans Closed
8+
Years Experience
4.90★
Average Rating (90 reviews)
Jason Behun
Branch Manager · NMLS #293057
Direct(201) 745-7286
Emailjbehun@afncorp.com
Meet Your Loan Officer

The mortgage process should feel like a milestone, not a headache.

Meet Jason, a Loan Officer at American Financial Network licensed in 1 state. Reach out to discuss your homeownership goals.

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #293057
Licensed 1 State
AFN NMLS #237341
A Better Way

Traditional process vs. working with us

Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Jason + Sophia
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Instant answers, 24/7
Sophia responds in seconds — Jason follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs

Every option. Your best fit.

◆
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
◆
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
◆
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
◆
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
◆
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your AI-powered mortgage assistant

Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Jason's expertise and AFN's full lending platform. When you're ready, Jason steps in personally.

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Estimate monthly payments based on your actual scenario
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Explore loan programs matched to your situation
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Start your application without waiting for a callback
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Check local market conditions and neighborhood data
S
Sophia
Backed by Jason · NMLS #293057
Hi, I'm Sophia — Jason's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences

Trusted by families nationwide

★ ★ ★ ★ ★
The entire team (especially Chris!) were responsive, took the time to make sure I understood every step of the process. They were patient and ultimately helped me secure the home I really wanted. I truly appreciate their dedication and support throughout the journey as a first time home buyer.
Gabriela W R.
North Arlington, NJ
★ ★ ★ ★ ★
Meet my expectations
Zuleidy D.
Paterson, NJ
★ ★ ★ ★
We got things done efficiently and quickly.
Luis A F.
Clifton, NJ
★ ★ ★ ★ ★
Working with Jason Behun was truly a pleasure. His expertise, professionalism, and attention to detail made the entire process seamless. He was extremely pleasant to deal with and always took the time to ensure we understood each step along the way. We genuinely appreciate his support and guidance, and we will absolutely keep Jason in mind for any future mortgage needs.
Lissette K B.
Wanaque, NJ
★ ★ ★ ★ ★
Jason was patient and understanding of my needs as a client. He always made himself available and never stopped questioning what we can do to either find a solution or move forward togethe. It was a pleasure to go through this process with him and I look forward to reaching back out when it comes time to purchase another property
Jonathan J P.
Newark, NJ
Tools

Payment Calculator

$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
Start My Application

This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.

Real Estate Partners

Are you a real estate agent?

I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.

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Get in Touch

Ready to get started?

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Jason typically responds within 24 hours. No bots, just expert advice.