Kylie Queen · Loan Officer

Your home journey,
guided by people who care

Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

NMLS #16333347+ Years ExperienceLicensed in 2 States
134
Recent Loans Closed
7+
Years Experience
4.88
Average Rating (243 reviews)
Kylie Queen
Loan Officer · NMLS #1633334
Meet Your Loan Officer

The mortgage process should feel like a milestone, not a headache.

Meet Kylie, a Loan Officer at American Financial Network licensed in 2 states. Reach out to discuss your homeownership goals.

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #1633334
Licensed 2 States
AFN NMLS #237341
A Better Way

Traditional process vs. working with us

Traditional Process
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
Manual paperwork
Print, sign, scan, and email stacks of documents
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
45+ day closings
Delays, missing docs, and last-minute surprises
With Kylie + Sophia
Instant answers, 24/7
Sophia responds in seconds — Kylie follows up personally
Automated document collection
Upload from your phone, AI organizes everything
Real-time status tracking
Know exactly where your loan stands at every moment
Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs

Every option. Your best fit.

Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your AI-powered mortgage assistant

Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Kylie's expertise and AFN's full lending platform. When you're ready, Kylie steps in personally.

Estimate monthly payments based on your actual scenario
Explore loan programs matched to your situation
Start your application without waiting for a callback
Check local market conditions and neighborhood data
S
Sophia
Backed by Kylie · NMLS #1633334
Hi, I'm Sophia — Kylie's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences

Trusted by families nationwide

★ ★ ★ ★ ★
Kylie was very responsive and knowledgable throughtout the entire process.
Jordan Grant H.
Golden Valley, AZ
★ ★ ★ ★ ★
Kylie made entire process and easy as first time homebuyer. Would highly recommend Kylie to others looking to finance a home in the future
Carlos C.
Kingman, AZ
★ ★ ★ ★ ★
Kylie has been helping us for over a year to find the perfect home. She was so supportive and made it such an easy transition into our first home!
Trysta Laine C.
Kingman, AZ
★ ★ ★ ★ ★
Kylie was very attentive to our needs and was alwyas a phone or text away from any questions we had. She would immediately respond and have immediate answers. She made the whole first time ownership buying easy and stress free!! She even assisted while she was on vacation and you can't find that kind of work ethics very much anymore!
Oscar Anthony L.
Kingman, AZ
★ ★ ★ ★ ★
She is the Best
Kenneth Dale S.
Kingman, AZ
Tools

Payment Calculator

$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years

This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.

Real Estate Partners

Are you a real estate agent?

I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.

Partner With Me
Get in Touch

Ready to get started?

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Kylie typically responds within 24 hours. No bots, just expert advice.