Luis Vasquez · Loan Officer

Your home journey,
guided by people who care

Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

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NMLS #24233817+ Years ExperienceLicensed in 1 State
14
Recent Loans Closed
17+
Years Experience
4.89★
Average Rating (64 reviews)
Luis Vasquez
Loan Officer · NMLS #242338
Direct(909) 957-8565
EmailLVasquez@afncorp.com
Meet Your Loan Officer

The mortgage process should feel like a milestone, not a headache.

Meet Luis, a Loan Officer at American Financial Network licensed in 1 state. Reach out to discuss your homeownership goals.

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #242338
Licensed 1 State
AFN NMLS #237341
A Better Way

Traditional process vs. working with us

Traditional Process
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Phone tag & voicemail
Wait hours or days for a callback from your loan officer
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Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Luis + Sophia
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Instant answers, 24/7
Sophia responds in seconds — Luis follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs

Every option. Your best fit.

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Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
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VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
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Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
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Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
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Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your AI-powered mortgage assistant

Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Luis's expertise and AFN's full lending platform. When you're ready, Luis steps in personally.

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Estimate monthly payments based on your actual scenario
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Explore loan programs matched to your situation
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Start your application without waiting for a callback
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Check local market conditions and neighborhood data
S
Sophia
Backed by Luis · NMLS #242338
Hi, I'm Sophia — Luis's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences

Trusted by families nationwide

★ ★ ★ ★ ★
Luis was extremely helpful and knowledgeable. He was very fast, efficient, and very punctual. He was there exactly when I needed him and he is very reliable. He gave me really good guidance that ended up saving me money in the long run. I am thankful he was super helpful. He has helped our family, the Murillo family, buy multiple houses and I would highly recommend him to my friends and family. If anyone can make it happen, it's Luis Vasquez.
Luis M.
Hesperia, CA
★ ★ ★ ★ ★
Luis was always available to answer my questions and took the time to explain the whole process in detail.
Alejandra T.
Adelanto, CA
★ ★ ★ ★ ★
Luis and I have worked together for over ten years. He always help me through out the process and is very transparant with all of the lener fees no surprices. He helps me understand the different loan products and gides me on choosing the correct product that cateres to our specific needs,
Alberto C.
Garden Grove, CA
★ ★ ★ ★ ★
Luis's great service and communication.
Gabriela B.
Barstow, CA
★ ★ ★ ★ ★
Very sharp. Worked very hard for me as a client. Great attention to detail. Very honest.
Howard M.
AUGUSTA
Tools

Payment Calculator

$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
Start My Application

This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.

Real Estate Partners

Are you a real estate agent?

I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.

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Ready to get started?

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Luis typically responds within 24 hours. No bots, just expert advice.