Mario Pierce · Loan Officer

Your home journey,
guided by people who care

Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

Apply NowSchedule a Call
NMLS #4919112+ Years ExperienceLicensed in 1 State
9
Recent Loans Closed
2+
Years Experience
5.00★
Average Rating (3 reviews)
Mario Pierce
Loan Officer · NMLS #491911
Direct(714) 317-7553
Emailmpierce@afncorp.com
Meet Your Loan Officer

The mortgage process should feel like a milestone, not a headache.

Meet Mario, a Loan Officer at American Financial Network licensed in 1 state. Reach out to discuss your homeownership goals.

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #491911
Licensed 1 State
AFN NMLS #237341
A Better Way

Traditional process vs. working with us

Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Mario + Sophia
→
Instant answers, 24/7
Sophia responds in seconds — Mario follows up personally
→
Automated document collection
Upload from your phone, AI organizes everything
→
Real-time status tracking
Know exactly where your loan stands at every moment
→
Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs

Every option. Your best fit.

◆
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
◆
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
◆
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
◆
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
◆
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
◆
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your AI-powered mortgage assistant

Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Mario's expertise and AFN's full lending platform. When you're ready, Mario steps in personally.

→
Estimate monthly payments based on your actual scenario
→
Explore loan programs matched to your situation
→
Start your application without waiting for a callback
→
Check local market conditions and neighborhood data
S
Sophia
Backed by Mario · NMLS #491911
Hi, I'm Sophia — Mario's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences

Trusted by families nationwide

★ ★ ★ ★ ★
Mario is the best! He stays on top of everything, and nothing ever falls through the cracks. As a first-time homebuyer, I had a lot of naive questions, but he was always patient and took the time to explain everything clearly. I couldn’t have asked for a better experience!
Pedro R.
Hawthorne, CA
★ ★ ★ ★ ★
Responds quickly, easy to communicate with and always comes up with a solution
Karlo Alendi E A.
Long Beach, CA
★ ★ ★ ★ ★
Mario Pierce personalizes his services to meet the needs of his clients and provide support to overcome difficult situations. My husband and I are grateful to Mario for hnis passion and dedication during the whole process, especially when we encountered some challenges and felt that we weren't at all ready, Mario always presented solutions and assured us that it can be done. He explained every step and was very patient and accommodating even outside business hours. My husband and I know the importance of a solid home foundation and when we felt like we're drowning in the process, Mario gave us hope and remained committed to finish what we started. When we felt like we were gambling and about to lose, we trusted Mario and he never failed, he delivered. I am forever indebted to Mario for helping us in our very first home loan. I will pay my monthly mortgage of course, but I can never pay him back for making this homebuying experience possible. For that, Mario will always be part of our home, our family.
Lorie Ann G A.
Long Beach, CA
Tools

Payment Calculator

$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
$
%
$
%
No MI
$
%
30 years
Start My Application

This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.

Real Estate Partners

Are you a real estate agent?

I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.

Partner With Me
Get in Touch

Ready to get started?

I'm interested in:

Mario typically responds within 24 hours. No bots, just expert advice.