Melissa Van Volkenburgh · Loan Officer
Your home journey,
guided by people who care
Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.
NMLS #26816551+ Years ExperienceLicensed in 3 States
5
Recent Loans Closed
1+
Years Experience
5.00★
Average Rating (11 reviews)
Meet Your Loan Officer
The mortgage process
should feel like a milestone,
not a headache.
Meet Melissa, a Loan Officer at American Financial Network licensed in 3 states. Reach out to discuss your homeownership goals.
Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.
“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #2681655
Licensed 3 States
AFN NMLS #237341
A Better Way
Traditional process vs. working with us
Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Melissa + Sophia
→
Instant answers, 24/7
Sophia responds in seconds — Melissa follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
→
Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs
Every option. Your best fit.
◆
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
◆
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
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VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
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Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
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Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
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Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7
Meet Sophia,
your AI-powered mortgage assistant
Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Melissa's expertise and AFN's full lending platform. When you're ready, Melissa steps in personally.
→
Estimate monthly payments based on your actual scenario→
Explore loan programs matched to your situation→
Start your application without waiting for a callback→
Check local market conditions and neighborhood dataS
Sophia
Backed by Melissa · NMLS #2681655
Hi, I'm Sophia — Melissa's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences
Trusted by families nationwide
★ ★ ★ ★ ★
This process couldn't have been any easier. Melissa was amazing throughout. I would definitely recommend!!
James Edward B.
Ocala, FL
★ ★ ★ ★ ★
Mellisa does excellent work, she works fast and produces results. She helped us buy our first home, and also gave us some references to help with realtor and insurance. Thank you Mellisa and Landmark!
Chase Boswell
AFN Client
★ ★ ★ ★ ★
process was simple from start to finish. The support people and underwriters were friendly and responsive, and most importantly communicative. They made the DocuSign easy and everything was just really easy at a stressful time.
Michelle M T.
Dawsonville, GA
★ ★ ★ ★ ★
We had an incredible experience working with her on a recent transaction after she referred a buyer to us who was purchasing his first home. From the very beginning, she was professional, responsive, knowledgeable, and truly committed to helping our mutual client reach the closing table.
This transaction came with a few challenges, but she handled every detail with patience, clear communication, and a solution-focused attitude. She kept everyone informed, worked hard behind the scenes, and helped make what could have been a stressful process feel smooth and manageable.
Most importantly, our client is now a happy first-time homeowner, and that says everything. We are so grateful for her trust in referring this buyer to us and for her partnership throughout the process. We would highly recommend her to anyone looking for a lender who genuinely cares, communicates well, and goes above and beyond for her clients. We look forward to working together again!
Stephanie Valle
AFN Client
★ ★ ★ ★ ★
We had an incredible experience working with her on a recent transaction after she referred a buyer to us who was purchasing his first home. From the very beginning, she was professional, responsive, knowledgeable, and truly committed to helping our mutual client reach the closing table.
This transaction came with a few challenges, but she handled every detail with patience, clear communication, and a solution-focused attitude. She kept everyone informed, worked hard behind the scenes, and helped make what could have been a stressful process feel smooth and manageable.
Most importantly, our client is now a happy first-time homeowner, and that says everything. We are so grateful for her trust in referring this buyer to us and for her partnership throughout the process. We would highly recommend her to anyone looking for a lender who genuinely cares, communicates well, and goes above and beyond for her clients. We look forward to working together again!
Stephanie Valle
AFN Client
Tools
Payment Calculator
$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.
Real Estate Partners
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