Your home journey,
guided by people who care

The mortgage process
should feel like a milestone,
not a headache.

Paul Laterza is a Branch Manager and Sr. Loan Officer offering real estate financing services as a local direct lender and mortgage banker. His organization's management and control over the complete loan process allows him to provide a wide variety of lending options, such as FHA Government Program, Conventional, Jumbo, Portfolio lending, and more. Paul has been working in the mortgage industry since 1998 and became a mortgage consultant in 2002 after graduating from Saint Mary's College of California with a B.S. in Business Administration and Economics. From the beginning, he has received many awards for his level of production and achievements including "Rookie of the Year," "Most Inspirational Loan Officer," and "President & Platinum Awards" for several years. Most recently he was honored with the Five Star Professional Award. His vast experience in the field offers him the necessary elements to provide outstanding service and knowledge in real estate financing. Paul Laterza is the author of "Your Key to a Successful Financing," a unique book which offers resources that will help you simplify the loan process and benefit from mortgage programs. This book prepares you with the essentials for a loan approval and how to improve your credit. It describes government loans, such as with no money down or with funds to repair your home, and ways to get down payment assistance. You'll learn about credit towards closing costs, lowering your rate & its cost, tax credits, buying foreclosures, and much more. Contact Paul to obtain a copy of "Your Key to a Successful Financing."

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”