Peter Rocha · Producing Sales Manager
Your home journey,
guided by people who care
Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.
NMLS #15991041+ Years ExperienceLicensed in 18 States
28
Recent Loans Closed
1+
Years Experience
4.86★
Average Rating (7 reviews)
Meet Your Loan Officer
The mortgage process
should feel like a milestone,
not a headache.
Meet Peter, a Loan Officer at American Financial Network licensed in 18 states. Reach out to discuss your homeownership goals.
Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.
“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #1599104
Licensed 18 States
AFN NMLS #237341
A Better Way
Traditional process vs. working with us
Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Peter + Sophia
→
Instant answers, 24/7
Sophia responds in seconds — Peter follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
→
Real-time status tracking
Know exactly where your loan stands at every moment
→
Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs
Every option. Your best fit.
◆
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
◆
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
◆
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
◆
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
◆
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
◆
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7
Meet Sophia,
your AI-powered mortgage assistant
Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Peter's expertise and AFN's full lending platform. When you're ready, Peter steps in personally.
→
Estimate monthly payments based on your actual scenario→
Explore loan programs matched to your situation→
Start your application without waiting for a callback→
Check local market conditions and neighborhood dataS
Sophia
Backed by Peter · NMLS #1599104
Hi, I'm Sophia — Peter's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences
Trusted by families nationwide
★ ★ ★ ★ ★
A wonderful job was done
Andrei H.
Philadelphia, PA
★ ★ ★ ★ ★
Very experienced, Always answered questions patiently, Took our calls at anytime especially our time (Mountain and his was Eastern) Peter was a great help with getting all the papers needed on time, Very helpful, Will refer him to everyone we know!!
Fantastic and smooth!!
Thank You so much!!!!
Wayne Alfa C.
Tucson, AZ
★ ★ ★ ★ ★
I had a fantastic experience working with Peter as my mortgage broker. From start to finish, he was knowledgeable, responsive, and genuinely committed to helping me find the best financing option for my situation. He took the time to explain every step of the process in clear terms, which made what can often feel like a stressful experience much more manageable.
Peter was always available to answer questions, provided timely updates, and ensured everything stayed on track for a smooth closing. His attention to detail and strong communication really set him apart. I felt confident throughout the entire process knowing I had someone so experienced and dedicated on my side.
I would highly recommend Peter to anyone looking for a reliable and professional mortgage broker. Working with him made all the difference!
Sonni J.
Delray Beach, FL
★ ★ ★ ★ ★
Experience was quick.
Janet Lyn H.
Hampton, VA
★ ★ ★ ★
Mr. Rocha listened to our financial goals and guided us to a product that best suited them. He explained the details and helped us provide all of the documents that were needed to close. We were kept updated on the progress in a timely manner.
Gabriela Griffith
Gabriela G.
Tempe, AZ
Tools
Payment Calculator
$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.
Real Estate Partners
Are you a real estate agent?
I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.
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