Robert Diaz · Producing Branch Manager
Your home journey,
guided by people who care
Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every step focused on an on-time closing.
NMLS #33588728+ Years ExperienceLicensed in 1 State
19
Recent Loans Closed
28+
Years Experience
4.96★
Average Rating (112 reviews)
Meet Your Loan Officer
The mortgage process
should feel like a milestone,
not a headache.
Meet Robert, a Loan Officer at American Financial Network licensed in 1 state. Reach out to discuss your homeownership goals.
Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.
“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #335887
Licensed 1 State
AFN NMLS #237341
A Better Way
Traditional process vs. working with us
Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Robert + Sophia
→
Instant answers, 24/7
Sophia responds in seconds — Robert follows up personally
→
Automated document collection
Upload from your phone, AI organizes everything
→
Real-time status tracking
Know exactly where your loan stands at every moment
→
Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs
Every option. Your best fit.
◆
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
◆
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
◆
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
◆
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
◆
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
◆
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7
Meet Sophia,
your AI-powered mortgage assistant
Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Robert's expertise and AFN's full lending platform. When you're ready, Robert steps in personally.
→
Estimate monthly payments based on your actual scenario→
Explore loan programs matched to your situation→
Start your application without waiting for a callback→
Check local market conditions and neighborhood dataS
Sophia
Backed by Robert · NMLS #335887
Hi, I'm Sophia — Robert's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences
Trusted by families nationwide
★ ★ ★ ★ ★
I am very pleased and grateful for this team. From day one, they answered all of my questions and helped me understand the process and the complications that can arise when buying a home. Their quick responses and communication were a 10 out of 10. Thank you so much for helping us make this dream come true! ??I am very pleased and grateful for this team. From day one, they answered all of my questions and helped me understand the process and the complications that can arise when buying a home. Their quick responses and communication were a 10 out of 10. Thank you so much for helping us make this dream come true! ??I am very pleased and grateful for this team. From day one, they answered all of my questions and helped me understand the process and the complications that can arise when buying a home. Their quick responses and communication were a 10 out of 10. Thank you so much for helping us make this dream come true! ??I am very pleased and grateful for this team. From day one, they answered all of my questions and helped me understand the process and the complications that can arise when buying a home. Their quick responses and communication were a 10 out of 10. Thank you so much for helping us make this dream come true! ??I am very pleased and grateful for this team. From day one, they answered all of my questions and helped me understand the process and the complications that can arise when buying a home. Their quick responses and communication were a 10 out of 10. Thank you so much for helping us make this dream come true! ??
Lisdie M.
Captiva, FL
★ ★ ★ ★
Having also Joaquin Pujols as my main contact made a big difference between the communications between us during past hours to help answer and give me updates no matter my concerns..
Pablo D.
Lehigh Acres, FL
★ ★ ★ ★ ★
Roberto is a great professional, he provided exceptional service.
Selvin Emilio D.
Lehigh Acres, FL
★ ★ ★ ★ ★
Working with Joaquin Pujols was an amazing experience!! Joaquin took the time to explain every detail and answer all of our questions. Communication was excellent, making a stressful time smooth and stress free. Highly recommend! ?? Thank you Joaquin, Roberto and staff for helping us get our beautiful new home.
Brenda Noemi B.
Cape Coral, FL
★ ★ ★ ★ ★
He did a great job working with me; I am very happy with the service provided.Excellent workYou are doing excellent work.You are doing excellent work.You are doing excellent work.You are doing excellent work.You are doing excellent work.You are doing excellent work.
Jose Silvestre G.
Fort Myers, FL
Tools
Payment Calculator
$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.
Real Estate Partners
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