Shane Mcgraw · Co-Branch Manager

Your home journey,
guided by people who care

Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.

NMLS #900723+ Years ExperienceLicensed in 1 State
49
Recent Loans Closed
3+
Years Experience
4.77
Average Rating (127 reviews)
Shane Mcgraw
Co-Branch Manager · NMLS #90072
Meet Your Loan Officer

The mortgage process should feel like a milestone, not a headache.

Meet Shane, a Loan Officer at American Financial Network licensed in 1 state. Reach out to discuss your homeownership goals.

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #90072
Licensed 1 State
AFN NMLS #237341
A Better Way

Traditional process vs. working with us

Traditional Process
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
Manual paperwork
Print, sign, scan, and email stacks of documents
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
45+ day closings
Delays, missing docs, and last-minute surprises
With Shane + Sophia
Instant answers, 24/7
Sophia responds in seconds — Shane follows up personally
Automated document collection
Upload from your phone, AI organizes everything
Real-time status tracking
Know exactly where your loan stands at every moment
Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs

Every option. Your best fit.

Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your AI-powered mortgage assistant

Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Shane's expertise and AFN's full lending platform. When you're ready, Shane steps in personally.

Estimate monthly payments based on your actual scenario
Explore loan programs matched to your situation
Start your application without waiting for a callback
Check local market conditions and neighborhood data
S
Sophia
Backed by Shane · NMLS #90072
Hi, I'm Sophia — Shane's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences

Trusted by families nationwide

★ ★ ★ ★ ★
Great interactions and with Shane who had our best interest in mind all of the time. Made the process very easy on the family and was constantly working behind the scenes to bring us great value. So happy we found him
Michael Joseph Y.
Bainbridge Island, WA
★ ★ ★ ★ ★
Shane went above and beyond for my husband and our family to work fast and efficiently in our loaN. He was very transparent and knowledgeable to make this process go quickly and smoothly. He would answer my calls and emails quickly and always made us feel safe and comfortable moving through this transaction. He was very professional, warm and friendly during the entire time which made us feel safe and at ease. I cannot recommend Shane and his team more! We are beyond happy with our home and this could not have been possible without Shane!!
Courtney Lynne Y.
Bainbridge Island, WA
★ ★ ★ ★ ★
Shane and his team are pure business. They helped me through purchasing as a first time homebuyer and made the process painless.
Jacob L.
Orting, WA
★ ★ ★ ★ ★
I have known Shane as a man of good character for a long time. I just recently worked with him and his team on a transaction and he was patient, understanding and helpful the whole way through. His team also worked hard to keep all the parts moving and maintained great communication. I would recommend them to anyone.
Kyle Brose
AFN Client
★ ★ ★ ★ ★
What made my experience great was the humanity that was present through all the transactions one needs to take when getting a HELOC. When I first decided to access the equity in our home , it was a bit nerve racking. I reached out to Shane, wondering if he would remember me from when we first reached out to him when we purchased our home in 2015. Well, Shane did remember us, and the conversation became reminiscent of talking with a family member you have not heard from in a while. Throughout the entire process of our HELOC we were treated and taken care of as family by Shane and his assistance Susan.
Laura Hahn Atwood
AFN Client
Tools

Payment Calculator

$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years

This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.

Real Estate Partners

Are you a real estate agent?

I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.

Partner With Me
Get in Touch

Ready to get started?

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Shane typically responds within 24 hours. No bots, just expert advice.