Shane Mcgraw · Co-Branch Manager

Your home journey,
guided by people who care

Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every step focused on an on-time closing.

Apply NowSchedule a Call
NMLS #900723+ Years ExperienceLicensed in 1 State
54
Recent Loans Closed
3+
Years Experience
4.78★
Average Rating (132 reviews)
Shane Mcgraw
Co-Branch Manager · NMLS #90072
Direct(360) 620-7119
Emailsmcgraw@afncorp.com
Meet Your Loan Officer

The mortgage process should feel like a milestone, not a headache.

Meet Shane, a Loan Officer at American Financial Network licensed in 1 state. Reach out to discuss your homeownership goals.

Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.

“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #90072
Licensed 1 State
AFN NMLS #237341
A Better Way

Traditional process vs. working with us

Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Shane + Sophia
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Instant answers, 24/7
Sophia responds in seconds — Shane follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs

Every option. Your best fit.

◆
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
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VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
◆
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
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Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
◆
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your AI-powered mortgage assistant

Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Shane's expertise and AFN's full lending platform. When you're ready, Shane steps in personally.

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Estimate monthly payments based on your actual scenario
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Explore loan programs matched to your situation
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Start your application without waiting for a callback
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Check local market conditions and neighborhood data
S
Sophia
Backed by Shane · NMLS #90072
Hi, I'm Sophia — Shane's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences

Trusted by families nationwide

★ ★ ★ ★ ★
Shane and his team are amazing to work with! I could tell right from the start I was working not only with a very trustworthy team, but one that has a wealth of knowledge about mortgages. Processing was simple, they set my expectations on timeline right from the start, and the transaction was easy. I highly recommend if you're in the market for a mortgage to look no further and contact this group.
Jess T.
AFN Client
★ ★ ★ ★ ★
The communication, coordination, processing, and speed of the transaction was fantastic. Shane and his team are simply amazing at what they do and when I need another transaction in the future, you will be the first I call.
Jesseca T.
Port Orchard, WA
★ ★ ★ ★ ★
The responsiveness and availability of the team. being there to answer questions quickly and pivot with changes as they arise.
Arthur Bates
AFN Client
★ ★ ★ ★ ★
The responsiveness and availability of the team. being there to answer questions quickly and pivot with changes as they arise.
Arthur B.
Silverdale, WA
★ ★ ★ ★ ★
Great interactions and with Shane who had our best interest in mind all of the time. Made the process very easy on the family and was constantly working behind the scenes to bring us great value. So happy we found him
Michael Joseph Y.
Bainbridge Island, WA
Tools

Payment Calculator

$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
Start My Application

This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.

Real Estate Partners

Are you a real estate agent?

I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.

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Get in Touch

Ready to get started?

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Shane typically responds within 24 hours. No bots, just expert advice.