Stephanie Whiting · Loan Officer
Your home journey,
guided by people who care
Personalized mortgage guidance backed by institutional-grade technology. Every detail handled. Every option explored. Every closing on time.
NMLS #9948510+ Years ExperienceLicensed Nationwide
0
Recent Loans Closed
0+
Years Experience
5.00★
Average Rating (12 reviews)
Meet Your Loan Officer
The mortgage process
should feel like a milestone,
not a headache.
Meet Stephanie, a Loan Officer at American Financial Network. Reach out to discuss your homeownership goals.
Backed by American Financial Network's nationwide lending platform and the most advanced mortgage technology in the industry, I bring institutional resources to a personal relationship.
“My clients don't just get a loan officer. They get a team, a technology platform, and an advocate.”
NMLS #994851
Licensed 50 States
AFN NMLS #237341
A Better Way
Traditional process vs. working with us
Traditional Process
✕
Phone tag & voicemail
Wait hours or days for a callback from your loan officer
✕
Manual paperwork
Print, sign, scan, and email stacks of documents
✕
Weekly updates (maybe)
Left wondering where your file stands in the pipeline
✕
45+ day closings
Delays, missing docs, and last-minute surprises
With Stephanie + Sophia
→
Instant answers, 24/7
Sophia responds in seconds — Stephanie follows up personally
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Automated document collection
Upload from your phone, AI organizes everything
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Real-time status tracking
Know exactly where your loan stands at every moment
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Faster, predictable closings
Streamlined process means fewer delays and no surprises
Loan Programs
Every option. Your best fit.
◆
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
◆
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
◆
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
◆
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
◆
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
◆
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7
Meet Sophia,
your AI-powered mortgage assistant
Get instant answers, explore loan options, estimate payments, and start your application — any time, day or night. Sophia is backed by Stephanie's expertise and AFN's full lending platform. When you're ready, Stephanie steps in personally.
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Estimate monthly payments based on your actual scenario→
Explore loan programs matched to your situation→
Start your application without waiting for a callback→
Check local market conditions and neighborhood dataS
Sophia
Backed by Stephanie · NMLS #994851
Hi, I'm Sophia — Stephanie's AI-powered mortgage assistant. I can help you explore options, estimate payments, or start your application. What's on your mind?
What can I afford on $120K income?
Based on a $120K annual income, you could qualify for roughly $480K–$540K depending on your debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences
Trusted by families nationwide
★ ★ ★ ★ ★
Stephanie Whiting's is the best she’s always available for the customer quick response good communication nothing but the best I can say enough about her other than if I have to do this all over again I would choose her right away thank you Stephanie.
Zuser201406100924332
Brentwood, CA
★ ★ ★ ★ ★
I have been being patient for some time now. Watching to see who was real and loved what they do. Not just in it to win it. Everything about Stephanie Whiting radiated that to me. From when I first saw her on facebook I knew it would be her that I chose along with movement to get me where I had been dreaming of being for so long. No one will ever be so patient, thorough and help you and teach you the way she will if you are just curious then you have to contact her because she is the one like Neo in the Matrix. Give her a call (925) 305-6639
Phill Garibay
Antioch, CA
★ ★ ★ ★ ★
Stephanie was on point through the entire process. She was in constant contact with my agent. She did an open house with my agent (which is where I met her for the first time) I had worked with another company who's representative always met me on the driveway of her residence. (Unprofessional). I had also contacted yet another mortgage rep.with another company who was just flat out rude. Stephanie is a diamond in a field of rocks. I would recommend Movement Mortgage to everyone.
Canionc
Discovery Bay, CA
★ ★ ★ ★ ★
Absolutely love working with Stephanie! She is knowledgeable, hard working and all around great at what she does.
Brittany Perez
AFN Client
★ ★ ★ ★ ★
Hands down one of my favorites in our area. Ask her about her “superhero” friend.
Pie Bry
AFN Client
Tools
Payment Calculator
$3,174/mo
P & I$2,528
Prop Tax$500
Ins$146
Afford
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No MI
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30 years
This is not a commitment to lend. Not all borrowers will qualify. Loan approval is subject to credit, underwriting, and program guidelines. Terms and conditions apply. Rates and program availability are subject to change without notice.
Real Estate Partners
Are you a real estate agent?
I provide your clients with a premium lending experience, on-time closings, and 24/7 access to Juliet for instant updates. Let's build a partnership that elevates your business.
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